Terms & Conditions

1. Acceptance of terms

By downloading, installing or using Trader Insight ("the App") you agree to these Terms. If you do not agree with them, do not use the App.

2. What the App is

Trader Insight is a personal trading journal and analysis tool. You record the trades you have taken and it works out what your performance, risk and discipline look like. It includes:

• Trade and transaction recording, with times, partial exits, MTF and F&O contracts
• Dividends, splits and bonuses recorded against a holding
• Trading books, so separate pots of capital are measured separately
• Deposits and withdrawals, with returns measured time-weighted
• 36 interactive charts and 24 analytics panels
• A rule simulator that replays what-if rules over your closed trades
• A strategy playbook, discipline scoring and exit-quality analysis
• Recorded stops and targets, and plan-versus-outcome comparison
• CSV import with column matching and undo, and CSV and PDF export
• Capital gains and tax reports by financial year, with set-offs, the long-term exemption and losses brought forward
• An Android home-screen widget
• Optional backup to your own Google Drive

The App is not connected to any broker, exchange or Demat account. It cannot place, modify or cancel an order, it holds no money, and it does not receive live prices. Everything it shows is derived from the records you entered.

3. No financial advice

Nothing in the App is investment, financial, legal or tax advice. We are not registered with SEBI as an investment adviser or a research analyst, and nothing the App displays is a recommendation to buy, sell or hold anything.

Analytics, insights, pattern detection and scores are arithmetic performed on your own history. They describe what has already happened. They do not predict what will happen next.

The Quality, Valuation and Technicals scores and the SWOT analysis shown on a trade are Trendlyne's, not ours. We do not produce them, check them or endorse them, and they may be wrong, late or missing. They are shown for context and are not a recommendation to buy, sell or hold anything.

The rule simulator in particular describes what your recorded data implies about a hypothetical past — not what any rule will do next. Where your records cannot answer a question, it says so rather than guessing.

Trading in securities carries risk, including the loss of your entire capital. Past performance does not indicate future results. Consult a qualified, registered adviser before making investment decisions.

4. Accuracy of your records

Every number the App produces depends on what you entered. A mistyped price, a missing fee or a forgotten trade will flow through to your P&L, your tax report and every chart.

Tax calculations follow the rules as we understand them and are provided for your own reference. They are not a filing, and they are not a substitute for a chartered accountant. Verify anything you intend to file.

Losses brought forward are worked out from the years in your journal, which may not be every year you traded, or everything your return declared. Where your return says otherwise, type its figures into the tax report. Splits, bonuses and dividends are what you record: the App does not look them up.

5. Limitation of liability

To the maximum extent permitted by law, we are not liable for trading losses, lost profits, missed opportunities, tax penalties, or any indirect or consequential loss arising from your use of the App, from errors in the data you entered, or from decisions you made while using it.

The App is provided "as is", without warranty of any kind. Where liability cannot be excluded by law, it is limited to the amount you paid us in the twelve months before the claim.

6. Subscriptions and payments

Some features require a paid subscription. Subscriptions are billed through Google Play, renew automatically unless cancelled, and are managed from your Google Play account — we cannot cancel one for you.

All subscription payments are final and non-refundable. We do not offer, process or entertain refunds — including for an unused part of a billing period, for a change of mind, or against money lost trading. Cancelling ends future renewals; it does not refund the period already paid for.

The free tier is not time-limited, so the App can be evaluated before any payment is made. Any statutory right you hold against Google Play as the seller is a matter between you and Google, and we are not a party to it.

Prices may change with notice. A change does not affect an active subscription period.

If a subscription lapses, your data stays where it is. Nothing is deleted, and you keep access to it and to the export tools.

7. Your responsibilities

• Enter your trades accurately, and keep your own records
• Back up or export regularly — data on one device is one accident from gone
• Keep your device and your Google account secure
• Comply with the tax and securities law that applies to you
• Do not use the App for anything unlawful

8. Intellectual property

The App, its design, its code and its content are ours and are protected by copyright. You may not copy, reverse-engineer or redistribute it.

The trade data you enter is yours. We claim no ownership over it and, since it does not reach us, we could not exercise any.

9. Data and storage

Your records are stored on your device. We operate no server that holds them. Losing your device, uninstalling the App or clearing its data destroys them, and we have no copy to restore from.

Backup to your own Google Drive is available and is off until you enable it. What the App can see in your Drive, and how it tidies up its own automatic backups there, is described in the Privacy Policy.

10. Governing law

These Terms are governed by the laws of India. Disputes are subject to the exclusive jurisdiction of the courts of Karnataka, India.

11. Changes to these terms

We may update these Terms. The date at the top changes when we do, and continuing to use the App means accepting the new version.

12. Contact

Questions about these Terms go to praveen.dev.mys@gmail.com.